Certifications and Compliance

Built for security, compliance, and trust. PAYETHOS operates within a secure payments ecosystem aligned with industry standards, sponsor bank requirements, and regulatory frameworks. Our platform is designed to support compliant payment operations across merchants, partners, and vertical markets.
A Secure and Compliant Payments Architecture
PAYETHOS provides the infrastructure layer for payment operations while working with PCI DSS compliant processing partners and financial institutions. Sensitive payment data remains within certified environments, while PAYETHOS delivers the controls, reporting, and workflows required to operate securely and efficiently.
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PCI DSS Level 1 (v4.0.1)
PAYETHOS is validated under PCI DSS v4.0.1 as a Level 1 Service Provider.
Status:
Compliant
Compliance Details:
Validated by a PCI SSC-approved Qualified Security Assessor (QSA) through 0 Tolerance Security. Includes annual Attestation of Compliance, quarterly vulnerability scans, and ongoing security monitoring aligned with PCI DSS v4.0.1 requirements.
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Visa Registered ISO & Mastercard Registered ISO
PAYETHOS is a registered Independent Sales Organization (ISO) with Visa and Mastercard, operating under sponsor bank relationships to provide compliant payment processing services.
Status:
Registered
Compliance Details:
Registered with Visa and Mastercard through sponsor bank partnerships, including Commercial Bank of California. PAYETHOS operates in accordance with card network rules, ISO registration requirements, and sponsor bank oversight.
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TLS Encryption (DigiCert)
PAYETHOS enforces secure data transmission across all public networks using TLS encryption and DigiCert-verified SSL certificates.
Status:
Compliant
Compliance Details:
TLS 1.3 encryption is maintained across all environments, with strict enforcement of secure communication protocols and prohibition of insecure transmission methods.
Logo for P2PE Validated Certification
PCI-Validated P2PE
PAYETHOS supports PCI-validated point-to-point encryption solutions through its processing partners, enabling secure end-to-end transaction encryption.
Status:
Compliant
Compliance Details:
Encryption is implemented through PCI SSC-validated P2PE solutions within our ecosystem, ensuring secure handling of payment data from point of entry through processing.
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EMV Chip Card Support
PAYETHOS supports EMV-compliant payment devices through its processing network, e nabling secure chip-based transaction processing.
Status:
Compliant
Compliance Details:
All supported payment devices are EMV Level 1 and Level 2 certified through our processing infrastructure, including DUKPT key management and secure device handling.
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NACHA Compliance (ACH Payments)
PAYETHOS supports ACH payment processing in accordance with NACHA rules governing electronic bank-to-bank transactions.
Status:
Compliant
Compliance Details:
Operates under NACHA Third-Party Sender and Service Provider standards through sponsor bank relationships, with compliance oversight and audit processes aligned with NACHA requirements.
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HIPAA and HITECH Alignment
PAYETHOS supports healthcare payment environments with secure data handling and compliance-aligned processes.
Status:
Compliant
Compliance Details:
All sensitive data is encrypted in transit and at rest. Business Associate Agreements (BAAs) are maintained with applicable partners, including partners and healthcare clients, to support HIPAA and HITECH requirements.
Logo for QSA Tolerance Certification
Qualified Security Assessor (QSA)
PAYETHOS is validated by 0 Tolerance Security, a PCI SSC-approved Qualified Security Assessor firm.
Status:
Validated
Compliance Details:
Includes PCI DSS Level 1 audit, Attestation of Compliance, quarterly vulnerability scans, and annual penetration testing performed under QSA oversight.

Operate Payments with Confidence

Learn how PAYETHOS supports secure, compliant payment operations across your business or platform.
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