last updated: MAY 2026

PAYETHOS Privacy Policy

1. Introduction

PAYETHOS, a brand of Praetor Ventures LLC (“PAYETHOS,” “we,” “our,” or “us”), is committed to protecting the privacy and security of the information we collect and process.

This Privacy Policy describes how we collect, use, disclose, and safeguard information in connection with our website, services, and platform (collectively, the “Services”).

By accessing or using our Services, you acknowledge and agree to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following categories of information:

a. Information You Provide Directly

  • Contact information (name, email address, phone number)
  • Business information (company name, address, industry)
  • Information submitted through forms, applications, or inquiries

b. Business and Operational Information

  • Merchant and partner information related to onboarding, underwriting, and account management
  • Transaction-related metadata and reporting information accessible through our platform

c. Website and Usage Data

  • IP address, browser type, device information
  • Pages visited, session activity, and referring URLs
  • Cookies and similar tracking technologies

3. How We Use Information

We use collected information to:

  • Provide, operate, and improve our Services
  • Facilitate onboarding, underwriting, and account management processes
  • Communicate with merchants, partners, and prospective clients
  • Deliver reporting, analytics, and operational insights
  • Support marketing, outreach, and communication efforts in accordance with applicable law
  • Comply with legal, regulatory, and contractual obligations
  • Protect against fraud, unauthorized activity, and operational risk

Depending on the context, PAYETHOS may act as a data controller or data processor in connection with the Services.

4. Payment Data and PCI DSS Compliance

PAYETHOS does not directly store, process, or transmit sensitive cardholder data.

Payment processing services are provided by third-party financial institutions and payment processors that are certified as compliant with the Payment Card Industry Data Security Standard (PCI DSS).

Sensitive payment information, including cardholder data, is handled exclusively within these certified environments. PAYETHOS accesses transaction-related information through secure systems and reporting interfaces provided by these partners.

5. Information Sharing and Disclosure

We may share information with:

a. Service Providers and Partners

  • Payment processors, sponsor banks, and financial institutions
  • Technology providers supporting onboarding, reporting, and platform operations

b. Legal and Regulatory Authorities

  • When required by applicable law, regulation, or legal process
  • To comply with obligations related to financial services, risk management, and compliance

c. Business Operations

  • In connection with corporate transactions, business restructuring, or operational support

We do not sell personal information.

6. Data Security

We implement administrative, technical, and organizational safeguards designed to protect information from unauthorized access, use, or disclosure.

Our infrastructure is supported by trusted partners and service providers that maintain industry-standard security certifications and compliance frameworks.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Improve website functionality and performance
  • Analyze usage and engagement
  • Support marketing, outreach, and communication efforts

You may control cookie preferences through your browser settings.

Our website does not currently respond to “Do Not Track” browser signals.

8. Data Retention

We retain information only as long as necessary to:

  • Fulfill the purposes described in this policy
  • Comply with legal, regulatory, and contractual obligations
  • Support legitimate business operations

9. Your Rights and Choices

Depending on applicable law, including laws in jurisdictions such as California, you may have rights to:

  • Access or request a copy of your information
  • Request correction of inaccurate information
  • Request deletion of information, subject to legal and regulatory requirements

Requests may be submitted using the contact information below.

10. Children’s Data

Our Services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children.

11. Third-Party Links

Our website and Services may contain links to third-party websites or services. PAYETHOS is not responsible for the privacy practices or content of those third parties.

12. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised effective date.

13. Contact Information

For questions or requests related to this Privacy Policy, please contact:

PAYETHOS

Praetor Ventures LLC
309 East Paces Ferry Road, Suite 400
Atlanta, GA 30305
hello@PAYETHOS.com
1-800-687-0335

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